Portfolio Management

What is Portfolio Management ?

The up’s and down’s in the capital market have always been of great concern to investors who have exposure to the stock market. Factors such as economic development, overall growth of the industries, political situation the country is passing through, war and weather conditions have always influenced the price fluctuations in the stock market. The common problems faced by every investor in the stock market is to ascertain the profit/loss on their investment due to the fluctuations mentioned above. The desire to grow money is a natural instinct. But as simple as the desire is, the process to do so is just as complex. Growing money depends on the natural instinct and experience of a financial master.

Finding the time to manage investments effectively and keep up with everything that is going on in the world of investing can be difficult in today’s fast-moving markets.

The term asset management is often used to refer to the investment management of collective investments, whilst the more generic fund management...

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Investment Banking

What is Investment Banking ?

Investment bankers provide corporate advisory services as part of  commercial banks themselves or in separate firms associated with banks. They deal with new issues of securities for raising finance, take-overs, mergers and acquisitions, financial advisory services for mergers and acquisitions, capital and debt structuring and restructuring, private capital raising and structured financing.

Most investment banks deal with three main areas:

Mergers and acquisitions (M&A): assisting clients with expansion in order to increase profitability, safeguard market position, diversify, etc. Investment bankers manage the transaction process, assessing the target organisation and the impact of the deal. This involves knowledge of legal and regulatory issues.

Debt capital markets: working with lenders such as financial institutions, agencies and public and private companies to support client debt. This includes restructuring debt, refinancing debt and raising new debt.

Equity capital markets: advising clients on ways to raise capital, how much, from whom and when.

What do I have to do...

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Banking & Financial Services

What is Banking ?

Remember the days when you had to run to your bank, stand in long queues, fill up tedious forms just to make a simple request for a cheque book? It still happens in some banks but it soon will become history. Welcome to new age banking, where machines are becoming the bulwark of a drive to improvise on processes. Over the past five years, technology has swiftly changed the face of banking in the country. For instance, you can use the phone or internet for these processes. You can now order a chequebook, make a demand draft, transfer funds or even ask for cash to be delivered at your doorstep. Thanks to technology as well as improved services, the average Indian now spends less time at the bank. This is just one aspect of new age banking. There’s online banking, phone banking, mobile banking and the list only grows.

What do I have to do ?

Banks are critical to our economy. The primary function of banks is...

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What is Bank Management ?

The banking industry is undergoing a rapid transformation world wide propelled by two major factors : global convergence of financial services and information technology. The traditional distinctions between banking and other financial services like insurance on one side; and between commercial banking, developmental banking and investment banking are getting blurred. The emergence of universal banking and bancassurance (provision of insurance) are clear pointers. This global convergence of financial services may gather further momentum in the years to come. The power of information technology is driving the banking industry as never before, leading to faster, better and cheaper banking services, forcing new opportunities and challenges in the 21st century.


The scale and the scope of banking need to be global to be viable. Consequently risk management, on a global scale, becomes very critical. A big bank can be destroyed by a single rogue trader, the recent example being Société Générale of France. Global reputation can be sullied by unethical practices in one small corner. The concept of universal banking is under severe scrutiny, particularly in the context of...

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